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Van life-line: Living in RVs can be affordable but perilous in Florida

Jacquelyn Velazquez carries laundry, cleaned in an outdoor washing machine and dried on a line, back into the trailer where her family of three is living while waiting to be able to repair their home's leaking roof and rebuild the gutted interior, which flooded nearly to the ceiling during last year's Hurricane Ian, in Fort Myers Beach, Fla., Wednesday, May 24, 2023.
Rebecca Blackwell
/
AP
Jacquelyn Velazquez carries laundry, cleaned in an outdoor washing machine and dried on a line, back into the trailer where her family of three is living while waiting to be able to repair their home's leaking roof and rebuild the gutted interior, which flooded nearly to the ceiling during last year's Hurricane Ian, in Fort Myers Beach, Fla., Wednesday, May 24, 2023.

Soaring RV ownership in the United States is often linked to 鈥淰anLife鈥 glamor and the envied lifestyle of digital nomads. But full-time RV living in Florida also looks like Ron Elrod and his family of four, who live in their camper at Coastal River RV Resort by the coastal town of Steinhatchee.

It鈥檚 not so much VanLife, as VanLifeline.

As Elrod, 38, and his wife and two children watched Hurricane Idalia draw a bead on the Big Bend of Florida last fall, they grabbed up their two cats and dog, Buddy, and evacuated to Perry, a city about 28 miles away. Crammed into a friend鈥檚 powerless garage, the family and the pets listened to the winds roar. All they could do was scour Facebook on their phones for updates on the storm鈥檚 destruction.

鈥淚t was real scary,鈥 Elrod said. 鈥淲hen you see the walls on the building that you鈥檙e in move, it makes you wonder whether you made the right decision to evacuate. But I鈥檓 glad we left.鈥

A scallop haven nestled at the mouth of the Steinhatchee River on the Gulf of Mexico, the town of Steinhatchee was battered by Hurricane Idalia. Seawater surged 12 feet across coastal Taylor and Dixie counties, rivaling the devastating 鈥淪torm of the Century鈥 in 1993. The first major hurricane on record to make landfall in this part of the Big Bend, Idalia鈥檚 winds reached 115 mph, . In that garage, the Elrod family watched on livestream as the Steinhatchee River carried houses out to the Gulf.

Most owners at Coastal River RV Resort picked up and evacuated their RVs as well as themselves before the storm. But there were a few like Elrod who had nowhere else to move their campers. When the family returned the next morning, through the fallen trees and downed power lines stood their RV like a beacon.

that 1 million Americans live full-time in RVs, with Florida one of the most popular spots owing to its lack of income tax and perceived ease of life. The numbers and conditions for those who do so for lack of other affordable housing options are elusive. 鈥渕obile, leisurely, full-time RVers are the most commonly researched RV population,鈥 while 鈥渟tationary, lower-income RVers are recognized but overlooked in studies.鈥

READ MORE: New law to provide Florida homebuyers with more transparency on flood history

Elrod and his family live permanently in their RV because it鈥檚 affordable and close to the hardware store where Elrod works in town. Even after Idalia ravaged the coast, he doesn鈥檛 plan on living anywhere else, he said.

But if Hurricane Idalia hadn鈥檛 spared their camper, federal flood insurance and disaster assistance are generally not available for RVs that have not been converted to a permanent foundation. They would have lost their home 鈥 and gotten no relief.

Farther back in the camp, Amber McGreevy, 24, was more worried about protecting her one- and two-year-old children than their RV. McGreevy and her husband didn鈥檛 have a truck to move their trailer for Idalia, and two large oak trees loom over their home 鈥 one directly above their children鈥檚 room.

Their home was spared serious damage. But as the clouds receded, their troubles were only beginning. Before the storm, people stocked up on grocery items, including baby formula. In a town without a major grocery store for about 30 miles, she had no way to feed her child. She ended up getting formula from her mother in Georgia.

Like Elrod, McGreevy doesn鈥檛 want to move. Not only is camper life what they can afford, but she prefers it.

鈥淚t鈥檚 better than a house in my opinion,鈥 McGreevy said. 鈥淏ecause I have lost so many homes growing up to natural disasters, I don鈥檛 want to that for my kids. When I get a truck, I want to know I can move my home and know it鈥檒l be OK when we come back.鈥

As a variety of government, NGO and private-sector players work to try and fix the larger U.S. housing crisis, campers and RVs can serve as an adequate alternative to keeping people off the streets, said Adam Millard-Ball, an associate professor of Urban Planning at the University of California, Los Angeles.

But large urban centers don鈥檛 always have space for RV resorts like the ones in rural Steinhatchee. To provide temporary affordable housing in cities, Millard-Ball suggests converting excess space in public roads and parking lots into legal areas for camper residents to live. The average residential street is more than twice as wide as the functional minimum of 16 feet, and some of that extra space could be used as housing, .

Equally important is ensuring access to basic utilities like water hookups and garbage collection to full-time RV residents, he said.

鈥淪ome people like the nomadic existence, but for many people it鈥檚 the lesser of two evils,鈥 Millard-Ball said. 鈥淚t鈥檚 better than couch surfing or being in a tent.鈥
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